As an Associate Partner Practice of St. James's Place, my service is aimed at providing the most comprehensive and appropriate advice at all times. This has been further enhanced as I have focused on developing my knowledge and skills.

I fundamentally believe that everyone can benefit from sound financial planning. Whether you are investing for the future, leaving a legacy for your loved ones, or saving for a better retirement, having a plan in place will significantly improve the likelihood of you achieving your goals.

It is important to recognise that many people's priorities can and do change over time, which is why it is equally important that I work with you along each stage of your financial journey and assist you in bringing your plans to life.

Prior to setting up J Ramos Wealth Management, I spent 14 years of my career working for one of the world’s leading international banks, where I held several senior adviser roles throughout central London, the City and Mayfair. As a consequence, I have established many working relationships with individuals within this sector and was consistently regarded as the number one adviser in the network for private banking business, by way of assets under management.

I am committed to ensuring that my industry knowledge remains relevant and current by placing strong emphasis on personal development. This, along with the pride and dedication that I place on developing strong and meaningful personal relationships with my clients, ensures that I am able to offer a rounded, professional and bespoke service.

Outside of my business, I am a dedicated husband and father, and love nothing more than watching the football with my children.

Charity is also important to me and I regularly give to Great Ormond Street Hospital.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.